Sample of Short Sale Request Hardship Letter

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Sample of Short Sale Request Hardship Letter

(Date)

(Lender Name)

(Lender Address)

(Lender's fax number)

RE: Hardship Letter - Short Sale for (your address)

Dear Creditor:

This letter is written to explain my current financial situation and the approval of a short sale of my property at (your address).

Due to (the reason for your hardship) I am unable to meet my financial obligations on my current mortgage. I am delinquent on several of my bills and am unable to keep up at this time.

I have lived in my home since (date) and have, until recently, been on time in making my mortgage payments. Due to my financial hardship and the declining economy I can no longer meet this obligation. An offer has been made on my home for ($) and I request that you accept this offer as a short sale. This is the best offer I have received in my attempt to sell my property.

I have enclosed documents for the past 3 months to explain the financial situation I am currently going through. As you can see, if this offer is not accepted I will not be able to meet any of my financial obligations.

I am embarrassed that I am in this current situation and would like to avoid further financial difficulties by continuing negative credit and mounting financial obligations.

If you have any questions please contact me at (phone number).

Sincerely,

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